What is Virtual File management?


Virtual File is an online transaction management system.  Think of this as a replacement of your physical paper files.  This system allows you to build your file online securely.  Virtual File is also compliant with Best Practices and the Consumer Financial Protection Bureau (CFPB).


Purchasing real estate can be the most important transaction in your life.

Would you like to learn more about real estate title and escrow services or have questions about a particular topic?


Service Realtors Can Count on


Real Estate agents play a huge role in assisting consumers with the biggest purchase they will ever make in their life.  Let us help make your job easy.  There is a reason why Realtors have relied on Capital Land Settlements to close their real estate title transactions professionally, timely and without complication. As the real estate market makes it comeback, we have the strength, stability and resources so you and your clients can close with confidence.

See why Capital Land Settlements is the only choice top agents use in Florida and Tennessee, for both residential and commercial deals.  Give us a call today so we can discuss your needs and how we can make your next settlement a breeze.


At Capital Land Settlements, we deal with all types of lenders; from the nation’s largest lenders to local banks and mortgage brokers, we provide insurance and closing services.

In fact, most lenders enjoy using us as some of our employees are from the former underwriter Southern Title Insurance Corp.  It's not everyday an underwriter is now an agent; lenders understand we have the knowledge regarding a real estate closing and what is insurable for the title insurance policy. We also educate as well.  As a lender, there are a few things that you need to be aware of.  The new Consumer Financial Protection Bureau (herein "CFPB") has created rules to govern your business.  If the your deals goes to someone that is not knowledgeable or a deal goes bad, you may be on the hook.  Let us help you avoid last minute delays and rest assured we will take care of your clients.



On April 13, 2012, the CFBP issued their 2012-03 bulletin to Lenders regarding Service Providers.