We may collect non-public personal information about you (the customer) from the following sources:
1. Information we receive from you, verbal or written, such as on applications, settlement or financial statements, other forms or other information concerning your transaction;
2. Information about your transactions we secure from our files or from our affiliates or others such as appraisals, credit reports, land surveys, escrow account balances and account numbers to complete and facilitate the transaction;
3. Information that we receive from you or others involved in your transaction, such as the real estate agent, lender, attorney, settlement or escrow agent or others in order to complete and facilitate the transaction;
4. Information that we may receive from or incidental to an examination of instruments or other documents in the public records and taxing authority.
Unless specifically directed or consented to in writing by you, no additional non-public personal information will be collected about you.
USE OF INFORMATION:
The information we obtain is not shared with anyone other than those affiliates, agents or nonaffiliated third parties required to facilitate your transaction and provide the product and services requested by you or your lender or in other ways permitted by laws. We may disclose any of the above information that we collect about our customers or former customers to our affiliates, agents or to nonaffiliated third parties as permitted by laws.
We may share, internally within the Capital Land Settlements family, including affiliates, if any, and with nonaffiliated third parties in order to carry out and service your transaction, to protect against fraud or unauthorized transactions, for institutional risk control, and to provide information to government and law enforcement agencies. Credit information, if any, about you is shared only to facilitate your transaction or for only such purposes permitted by law.
WE DO NOT DISCLOSE ANY NON-PUBLIC PERSONAL INFORMATION ABOUT YOU TO ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.
PROTECTION OF INFORMATION:
We restrict access to non-public personal information about you to those employees who need to know that information in order to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with law to guard your non-public personal information.